Professional Liability by Physicians for Physicians
A Risk Purchasing Group


The Medical Group of Ohio (MGO) is committed to providing value to MGO members and their practices. PLPP was created to help physicians stabilize malpractice premiums and allow for greater long-term control.
 
Features of PLPP include:

  • Providing a High Quality Insurance Solution
    • Coverage secured with OneBeacon Insurance Group
      • A.M. Best "A" rated
      • $1.2 Billion in Policyholder Surplus

    • Policy Highlights
      • Claims Made Form
      • Individual Policy Limits of $1.0 mil/$3.0 mil
      • Separate Limits Available for Corporations
      • Prior Acts Coverage Available
      • Free Retirement Tail with 3 Years of Continuous Coverage

  • Stabilized Premiums
    • Current Premiums Based upon MGO/PLPP Experience
    • Future Premiums Based on the ongoing experience of PLPP insured physicians

  • Physician Control
    • Ownership by Physician Insureds
    • Physician Board of Directors
    • Physician Underwriting and Claims Committee
 
 

Recent PLPP News

PLPP to Return Profit Share Settlement for Fifth Consecutive Year!

PLPP is pleased to announce the Board of Directors have unanimously voted to use the 2012 profit share settlement to pay 25% of shareholders’ 2013 annual premium, upon renewal.

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PLPP Unveils New Program - Offers Unprecedented Savings on Becoming an Owner

PLPP is pleased to announce that the Board of Directors has authorized a 25% first year premium reduction for all new physician insureds joining PLPP on or after August 1, 2012.

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Once Again PLPP Reports Superior Return: $1.4 Million Profit Share

(Columbus, OHIO) -- Professional Liability by Physicians for Physicians (PLPP) has continued its trend of superior returns for its physician investors. PLPP announced today that they are receiving a profit share of more than $1.4 million – exceeding last year’s performance. This profit share is based upon PLPP’s performance and the quality physicians insured within the program. These monies are above and beyond the already $1,391,506 previously distributed by the program to its physician owners.

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PLPP $1.4 million Profit Share

PLPP is pleased to announce another profit share settlement; this one totaling more than $1,400,000. These monies are above and beyond the already $1,391,506 distributed by the program to its physician owners.

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MGO Practices Welcome News From PLPP

Physicians from Midwest Physicians Anesthesia Services Celebrate Their Return of Capital Investment.

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PLPP Set to Distribute Hundreds of Thousands of Dollars in Profit Sharing

Beginning in January 2009, PLPP will begin distributing hundreds of thousands of dollars in profit sharing to shareholders. These monies will be returned to the physicians in the form of a premium refund as they renew their coverage for 2009-2010. This is above and beyond the $1 million PLPP shareholders received for their capital contribution refund in November 2008.

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Quick Facts About PLPP

In 2004, MGO created a physician-owned risk purchasing group exclusively for MGO physicians to provide a solution to decades of malpractice insurance frustration. PLPP offers a financially sound, high quality insurance product through partnership with One Beacon Insurance Group, an “A” rated company by A.M. Best. PLPP is a unique program that allows physician ownership, physician control and a long-term solution.

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PLPP Exceeds Expectations; Returns $1,000,000 to Shareholders

(Columbus, OHIO) -- Professional Liability by Physicians for Physicians (PLPP) announced today that it is returning $1 million dollars in capital contributions to its shareholders. The refund is based upon PLPP’s performance and the quality of physicians insured within the program.

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