Professional Liability by Physicians for Physicians
A Risk Purchasing Group
The Medical Group of Ohio is committed to providing value to MGO members and their practices. PLPP was created to help physicians stabilize malpractice premiums and allow for greater long-term control.
Features of PLPP include:
- Providing a High Quality Insurance Solution
- Coverage secured with OneBeacon Insurance Group
- A.M. Best "A" rated
- $1.2 Billion in Policyholder Surplus
- Policy Highlights
- Claims Made Form
- Individual Policy Limits of $1.0 mil/$3.0 mil
- Separate Limits Available for Corporations
- Prior Acts Coverage Available
- Free Retirement Tail with 3 Years of Continuous Coverage
- Stabilized Premiums
- Current Premiums Based upon MGO/PLPP Experience
- Future Premiums Based on the ongoing experience of PLPP insured physicians
- Physician Control
- Ownership by Physician Insureds
- Physician Board of Directors
- Physician Underwriting and Claims Committee